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Government services

Government services aim to help citizens make the most of the many programs and services available to them, and can support older adults to remain engaged members of society. Assistance with securing government identification, obtaining a driver’s licence, registering to vote, or accessing services designed to support optimal aging are some of the government services most important for older adults. Read about these and related topics in our resources below.

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õ other AGE-WELL categories

Supportive homes and communities Health care and health service delivery Autonomy and independence Cognitive health and dementia Mobility and transportation Healthy lifestyles and wellness Staying connected Financial wellness and employment
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    Preventing elder abuse

    Centers for Disease Control and Prevention (CDC)
    There are many types of elder abuse. Elder abuse is a serious problem in the USA and can lead to physical injuries, emotional effects, premature death and worsened health problems. Read this resource to learn more about elder abuse and tips to prevent it.
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    Elder Abuse: Fast Facts

    Centers for Disease Control and Prevention (CDC)
    Elder abuse is the intentional act or failure to act that creates a risk for, or harms an older adult. Elder abuse can have several physical and emotional effects on an older adult. Listening to older adults, educating oneself on recognizing and acting on elder abuse, and providing cargivers with support can help to prevent elder abuse. Read this resource to learn more.
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    Rural and Tribal Elder Justice Resource Guide

    The United States Department of Justice
    Tribal and rural lands are home to many older adults. In the United States, the Department of Justice and Department of Agriculture teamed up to address issues of elder abuse in rural and tribal areas. This resource contains information about elder abuse and links to useful external resources for tribal elders and rural older adults. Read this resource to learn more.
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    Unbefriended older adults have poorer quality of life

    Canadian Journal on Aging (2018)
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    Promoting the labour force participation of older Canadians

    Health Canada
    This resource describes Canadian plans to help older adults to work for longer such as by increasing education, helping find jobs and handle health issues.
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    Interactive conceptual framework of harmful gambling

    Gambling Research Exchange Ontario (GREO)
    This resource is a map where you can explore different topics that influence gambling behavior. Some topics include: gambling types, culture, society, and exposure. You can access the topics you wish to discover by clicking on the menu bars.
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    Problem gambling and crime and its costs

    Gambling Research Exchange Ontario (GREO)
    Gambling addiction can lead to crime, which is costly for the justice system. People with gambling problems and people doing crimes have shared risk factors. View this resource for policy proposals for reducing gambling crime.
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    The role local governments play in developing age-friendly communities

    American Society on Aging (ASA)
    The local government plays a role in making the community accessible to older people. Read this resource for information on local policy regarding accessibility.
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    Game ON – The Ontario Government's Sport Plan

    Ontario Ministry of Tourism, Culture and Sport
    Participate in amateur sports. The Ontario Government Sports Plan is working to make amateur sports more accessible for older adults. Participate in sports, develop your skills and achieve excellence.
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    The Caregiver’s Handbook: Help for Unpaid Caregivers in Nova Scotia

    Caregivers Nova Scotia
    Caregivers have many responsibilities when taking care of seniors with long term disabilities. This resource serves as a complete guide to caregiving in Nova Scotia or anywhere in Canada by offering tips and additional governmental and community resources for your convenience. Some topics covered include planning financial matters, understanding legal implications, being prepared for emergencies and available community supports.
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    What every older Canadian should know about: Income and benefits from government programs

    Employment and Social Development Canada
    Learn about income and benefits for older adults such as old age security, income supplement, pension plans and other federal programs. Resource shares more brochures about government programs.
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    Plan your future today - Live the life you want tomorrow

    Employment and Social Development Canada
    This resource shares videos to help older adults feasibly plan for social and support services as well as home adjustments to help them live independently in their community.
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    Sexuality and Physical Changes with Aging

    British Columbia Family & Social Supports
    Sex and pleasure does not have to diminish with age. However, you may have to make a few minor adjustments to accommodate any physical limitations you may have or the effects of certain illnesses of medicines. Everyone – including older adults – can find joy and pleasure in sex and loving.
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    Survivor's Pension

    Government of Canada - Benefits
    If your legal spouse or common-law partner is deceased, you may be eligible for a portion of their Canadian Pension Plan. Access this resource for more information about the Survivor's Pension.
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    Patients First A Roadmap to Strengthen Home and Community Care

    Ontario Ministry of Health and Long-Term Care
    Through their ‘Patients First’ initiative, the Ontario government has set out to strengthen home and community care. This document outlines the 10 steps of this project and a timeline for implementation.
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    A Guide to Programs and Services for Seniors in Ontario

    Ontario Ministry of Senior Affairs
    This resource is a thorough guide to programs and services geared towards Ontario seniors. Some topics covered include recreation, finance, housing and health.
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    Hearing Loss

    British Columbia Family & Social Supports
    Hearing loss is a sudden or gradual decrease in how well you can hear. The most common causes are noise and age. Symptoms include trouble understanding what people are saying, and ear pain. Treatments include wearing hearing aids and avoiding loud noise.
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    Osteoarthritis

    British Columbia Family & Social Supports
    Osteoarthritis is a painful problem with the joints. The main cause is wear and tear on the cartilage of your joints. Common symptoms include: pain in the joints, stiffness and muscle weakness. Osteoarthritis can be treated using pain medications, using heat / ice on the painful joint and having surgery.
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    Budget calculator

    Financial Consumer Agency of Canada
    Managing your budget may be confusing. Access this resource for a calculator that may help you.
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    Canadian Financial Literacy Database

    Financial Consumer Agency of Canada
    This resource is a database with information about financial literacy. Access this resource to learn about banking, fraud, insurance, taxes, and more.
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    Your Financial Toolkit

    Financial Consumer Agency of Canada
    This resource provides a basic learning program that covers personal finance and making financial decisions.
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    Sources of retirement income

    Financial Consumer Agency of Canada
    If you are looking to retire or recently retired, it is important to understand your sources of income. Access this resource for information on the various pension plans you may be entitled to.
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    Apply for OHIP and get a health card

    Government of Ontario
    OHIP is Ontario's health insurance plan. It covers many health services you may need. Access this resource for information on how to apply and what it entails.
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    What OHIP covers

    Government of Ontario
    OHIP is Ontario's health insurance plan. Access this resource for details on what the plan covers. This ranges from doctor visits, surgeries, ambulance services, hospital stays, and more.
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    Canada Pension Plan - Overview

    Government of Canada - Benefits
    The Canada Pension Plan will provide you with partial replacement of earnings in the case of retirement, disability, or death. Access this resource for information about your eligibility.
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    Old Age Security — Overview

    Government of Canada - Benefits
    You may be entitled to the Old Age Security pension if you are over 65 and meet legal Canadian status and residence requirements. Access this resource for information on your eligibility.
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    Guaranteed Income Supplement – Overview

    Government of Canada - Benefits
    If you have a low income and live in Canada, you may be entitled to a monthly non-taxable Guaranteed Income Supplement. Access this resource for information on your eligibility.
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    Allowance for people aged 60 to 64 – Overview

    Government of Canada - Benefits
    If you are aged 60 to 64 and are the spouse or common-law partner to someone receiving the Guaranteed Income Supplement, you may be entitled to further allowance. Access this resource for information on your eligibility.
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    Allowance for the Survivor

    Government of Canada - Benefits
    If you are aged 60 to 64 and your spouse or common-law partner has died, you may be eligible for the Allowance of the Survivor. Access this resource for information on your eligibility.
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    Registered Retirement Income Fund (RRIF)

    Canada Revenue Agency (CRA)
    A registered retirement income fund is a financial arrangement between you and an insurance company registered by the Government of Canada. Access this resource for more details on this service and how to apply.
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    Lifelong Learning Plan (LLP)

    Canada Revenue Agency (CRA)
    The Lifelong Learning Plan allows you to withdraw amounts from your registered retirement savings plan to finance you or your spouse or your common-law partner's education. Access this resource for more information.
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    Registered Retirement Savings Plan (RRSP)

    Canada Revenue Agency (CRA)
    The RRSP is a retirement savings plan that you establish and the Government of Canada registers. You and your spouse can contribute to this plan, and it pays you back after retirement. Access this resource for more information.
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    Canada ranked 4th best country in the world for senior citizens

    Immigration.ca
    Canada ranks highly in income security for seniors, with 97.7% of older Canadians receiving a pension, and over 92.8% getting an income greater than half the country’s median income. 83.9% of older Canadians also have a secondary or higher level of education.
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    Get what you need to find a job- helpful solutions for immigrants

    Emploi-Québec
    If you are a new immigrant in Quebec, you can follow 4 key steps to find a job. Use this resource to find instructions on settling down, assessing your current situation, searching for jobs, and accessing employment services and resources.
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    Direct deposit

    Emploi-Québec
    If you reside in Quebec, you can get your social assistance money from the government directly sent to your bank account by setting up Direct Deposit. Use this resource to learn and register for Direct Deposit.
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    Financial literacy self-assessment quiz

    Financial Consumer Agency of Canada
    After you have learned about financial literacy, take this fun quiz to test your knowledge!
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    Making a will and planning your estate

    Financial Consumer Agency of Canada
    A will is a legal document that states how you want your estate divided when you die. Access this resource for more information on how to prepare one, and how to seek legal advice when doing so.
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    Healthy Aging Topic Overview

    British Columbia Family & Social Supports
    Healthy aging means staying physically and mentally active, reducing stress, and eating a balanced diet. Slower metabolism and need for glasses are common. This resource answers questions about aging.
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    Fitness: Walking for wellness

    British Columbia Family & Social Supports
    Walking is an easy way to stay healthy. Experts recommend at least 2.5 hours of brisk walking, cycling or medium level activity per week. Tips in this resource recommend changes to daily habits to make walking a habit.
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    Healthy eating: Taking calcium and vitamin D

    British Columbia Family & Social Supports
    Vitamin D and calcium is important in slowing down bone thinning in adults. Dairy, fish, seafood and nuts contain calcium and vitamin D and can help prevent bone thinning. Different calcium supplements are also available, ask your doctor which is right for you.
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    Alzheimer's disease: Should I take medicines?

    British Columbia Family & Social Supports
    Alzheimer’s disease causes memory loss and affects how well you can do daily activities. Medicines cannot cure Alzheimer’s disease but can slow down symptoms. They are costly and do not work for everyone. It is important to understand the benefits and risks when deciding to take medication or not.
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    Coping with changing sleep patterns as you get older

    British Columbia Family & Social Supports
    Older adults often do not get enough sleep since they sleep less deeply than before. Poor sleep leads to health problems, medication use, stress, and worsened sleep problems. Sleep medication are short-term solutions. This resource includes tips for caregivers and older adults to improve sleep.
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    Seniors Nutrition

    British Columbia Family & Social Supports
    As people age, their nutritional needs change. Read this resource for information on healthy eating in aging populations.
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    211 Ontario helps seniors access financial assistance and home support services

    211 Ontario
    This article summarize various common inquiries made to 211 Ontario with relevance to seniors. The goal is to educate seniors on various financial concerns and offer recommendations on home support services.
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    Older Belgians with care needs go vote – by themselves!

    Aging Equal
    Older people with care needs should be able to vote for themselves. In Belgium, an initiative was created to increase the accessibility of voting to seniors in various care settings. This allows seniors to remain active and to participate in society. Read this resource to learn more.
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    Telefono Anziani Maltrattati: an Italian helpline for victims of elder abuse

    Aging Equal
    The Telefono Anziani Maltratti is a helpline service dedicated to receiving reports and managing abuses against older people. The Telefono Anziani Maltrattati builds relationships between volunteers, older people and institutions in order to support older people who are being abused. Read this resource to learn more.
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    Navigating Adult Protective Services in Virginia

    Virginia Commonwealth University
    Elder abuse happens when an act is committed that harms, distresses or endangers an older adult. Elder abuse may also involve failing to care for an older adult. There are many forms of elder abuse and many signs that abuse is occuring. Read this resource to learn more about organizations that offer abuse prevention and support in Virginia.
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    Programs and Services for Seniors

    Government of Québec
    This guide contains information on government programs and services available to seniors in Québec. This guide contains links to resources related to health and social services, home help, housing, transportation, justice and tax credits. Read this resource to learn more.
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    Coping with a Loss of Independence

    Government of Québec
    This guide contains links to programs and services offered to those who are losing their independence due to ageing or illness. The links provided on this page relate to housing, work, legal services, home help, health and social services, transport and financial aid. Read this resource to learn more.
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    Mistreatment of older adults - Act to combat maltreatment of seniors and other persons of full age in vulnerable situations

    Government of Québec
    The Act to combat maltreatment of seniors and other persons of full age in vulnerable situations is a law which provides 6 ways to reduce maltreatment of seniors. This Act focuses on monitoring, reporting, protection and training. Read this resource to learn more about the Act.
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    Finding local mental health resources during the COVID-19 crisis

    American Psychological Association
    Local mental health resources are here for you even during the COVID-19 pandemic. If you need immediate help, call 911 or a Suicide Prevention Hotline. In the US, this number is (800) 273-8255. If you are looking for less immediate support, you can reach out to psychologists or other mental health providers. Read this resource to learn how to access these supports and more.
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    CMHA offers tips to support mental health amid concerns of COVID-19 pandemic

    Canadian Mental Health Association
    If you are experiencing increased anxiety and depression symptoms during the COVID-19 pandemic, here are some tips to help you cope. You should take care of your wellbeing by managing the amount of distressing news you consume. You should also be aware of supports available in the community to help you manage your symptoms. Read this resource for more tips.
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    COVID-19 and mental health

    Canadian Mental Health Association
    Here are some useful resources to help you mentally cope with the COVID-19 pandemic. These resources cover everything from dealing with job insecurity to being a caregiver. This page is updated regularly with up-to-date resources and supports. Read this resource to learn more.
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    What financial assistance is available for seniors?

    Settlement.Org
    Older adult newcomers to Canada can access financial assistance programs from the government. You need to meet certain age, residency status, and contribution requirements. You can find more information about these programs in this resource and learn how to get additional help.
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    Social distancing, self-isolation and shielding

    Age UK
    Social distancing, self isolation, and shielding are different words for when we reduce close contact with other people. They differ based on how often you can leave home, who you can contact, and for how many weeks you should avoid other people. Read about the differences in this resource.
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    Virtual Mental Health Supports During COVID-19

    Government of BC
    Talking to someone can help alleviate feelings of despair or anxiety during the Covid-19 pandemic. These virtual mental health resources are available for people of all ages and include resources for health care workers. Read this resource to learn more.
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    New Horizons for Seniors Program projects can now be used for COVID-19 support

    Employment and Social Development Canada
    The New Horizons for Seniors Program in Canada can now use their funding to support the needs of seniors during COVID-19. This additional funding will support seniors in staying connected to their communities, replacing lost volunteers, supporting the delivery of groceries and much more. Read this resource to learn more about how this program can help you.
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    Coronavirus Disease (covid-19): How to care for a person with covid-19 at home — Advice for caregivers

    Public Health Agency of Canada (aging & seniors)
    If you are caring for someone who has tested positive for COVID-19, it is very important that you stay safe and healthy by taking the proper precautions. Follow the guidelines set by the Public Health Agency of Canada in this resource to do your best to stay healthy.
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    Caregiver Mental Health During COVID-19 Outbreak

    The Ontario Caregiver Organization
    Caregiver responsibilities may be overwhelming during the COVID-19 pandemic due to increased pressure to ensure seniors safety. Read this resource to learn how to prepare a plan to care for your loved one while maintaining your own mental health.
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    Scams & Fraud

    OakNet: Canadian Law for Older Adults
    People who commit scams and fraud especially target older adults. Use the links in this resource to learn how to prevent frauds and the government services available for help.
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    The Best Brain Games for Seniors

    Senior Living Link
    Brain games can help keep your memory and cognitive ability strong as you age. You can find brain games online and in books. Read this resource to find examples of different engaging games you can play to stay sharp.
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    Pathways to Effective Communication for Healthcare Providers and Caregivers

    Family Caregiver Alliance
    Caregivers are advocates for their loved one's care. This resource provides tips on how to prepare to speak to your loved one's care team at the hospital, doctor's office, and home. You can also learn about some of the legal issues affecting American caregivers.
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    LGBT Caregiving: Frequently Asked Questions

    Family Caregiver Alliance
    Caring for an LGBT older adult can become difficult and you might have questions on ways to approach this new role. This resource is a guide that answers frequently asked questions by fellow caregivers who are also seeking advice from professionals. Read this resource for more information.
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    Affordable housing programs

    Government of Alberta
    Affordable housing programs helps provide housing options for people and their families with special needs. More information on rent supplement programs is also provided. Read this resource to learn how to apply.
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    Use Your Home to Stay at Home

    National Council on Aging (US)
    A reverse mortgage can allow you to convert some of your home equity into cash. This money can be used to let you stay at home. Read this resource to learn more about home equity and reverse mortgages.
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    Career Transition Services

    Veterans Affairs Canada
    Career Transition Services can help you transition from military life to a post-military career. Get help with finding work, writing your resume, and preparing for interviews. Read this resource to learn more.
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    Arrange a funeral, burial, cremation or scattering

    Government of Ontario
    Use this resource to learn how to arrange a funeral, burial, cremation, or scattering. Learn about some of the rules you need to consider for the different ceremonies as well.
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    Long Term Care

    Comfort Life
    Long term care homes provide constant nursing care to older adults who need an increased level of medical attention. These care home exist all over Canada but many have waiting lists. Read this resource to learn more.
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    What help can seniors get to continue living at home?

    Settlement.Org
    If you are an older adult in Ontario who wishes to continue living at home, there are some services that can help. Read this resource to learn about at-home health care and the financial supports that can help you age at home.
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    Seniors' Supportive Housing

    BC Housing
    Seniors who are low-income and need additional supports when choosing appropriate housing can turn to government programs for help. If you are a senior who lives in British Columbia, consider using this resource to learn about your housing options.
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    Independent Living BC Program

    BC Housing
    Learn about the Independent Living BC Program for seniors and people living with disabilities. Details about costs, eligibility and included services are provided for your convenience.
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    Supportive Housing

    BC Housing
    Seniors who are low-income and need additional supports when choosing appropriate housing can turn to government programs for help. Learn about the different types of supportive housing exists in British Columbia and how to access these services.
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    Volunteer Driver Programs

    Grantmakers in Aging
    Transportation options can be limited when you are no longer able to drive. Volunteer drivers are a useful service that can help you get where you need to be. Learn about some examples of volunteer driver services in America and the organizations supporting them through grants.
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    Supportive Housing and Assisted Living

    British Columbia Family & Social Supports
    If you are a senior who lives in British Columbia and you are looking to compare assisted living and supportive housing options, then use this resource to learn about government programs created to support you.
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    End-of-Life Care

    British Columbia Family & Social Supports
    The end of life is a very sensitive time for everyone involved. End of life care or palliative care is provided by the Ministry of Health in British Columbia. Read this resource to learn about options for care and government benefit programs.
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    Workplace pensions

    Age UK
    Workplace pensions are made up of a combination of your own wages and your employer's contributions. Learn about how workplace pensions work in the UK and how you can manage your pension pot.
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    Pension scams

    Age UK
    Seniors in the UK are at risk of pension scams. Learn how to recognize a pension scam and how you can protect yourself from scammers.
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    Pension Sharing

    Government of Canada - Benefits
    In order to share your pension with your spouse or common law partner in Canada, you must first apply. Learn more about pension sharing and how you can apply.
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    CPP Payments: How much will you get from Canada Pension Plan in Retirement?

    Retire Happy
    The Canada Pension Plan (CPP) is an important source of income to consider when planning for retirement. You can find out the amount of CPP benefit you are eligible for after the age of 65 by obtaining your CPP Statement of Contribution. Learn more about how to obtain this statement and what makes you eligible to receive the maximum amount in this resource.
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    Voting assistance tools and services on election day - Video

    Elections Canada
    If you require assistance during the federal elections, use this resource to learn what services are offered by Elections Canada. Some options include larger print size, braille text, larger pencils, magnifying glasses or the option of bringing in someone to help you fill out the voting form.
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    Accessible Voting

    Elections Ontario
    If you want to exercise your right to vote but are not capable of attending a voting centre or if you need special assistance at the polls, use this resource to learn how Elections Ontario can help. Accessibility options include larger print size, braille text, magnifying glasses, allowance of service dogs or even assistance from a support person.
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    Training and Caregiver Role Management Tools

    British Columbia Family & Social Supports
    Being a caregiver for a senior can be a difficult task to manage on your own. Use this resource for tools relating to finances, communication and specific health conditions that will help you in this new role.
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    Age-friendly communities

    Government of Alberta
    Age-friendly communities are accessible and promote health aging in many different ways. Learn about the benefits and features that make a city age-friendly, such as accessible buildings, appropriate housing and multiple transportation options.
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    Understanding and responding to elder abuse

    Government of BC
    If you suspect any type of elder abuse, use this governmental resource as a complete guide to understanding different types of abuse, how to respond, available government resources and ways to ensure a safe environment for both yourself and the victim.
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    Government and Other Programs

    Caregivers Nova Scotia
    Caregivers have many responsibilities when taking care of seniors with long term disabilities. Use this resource to learn about the various governmental programs in Nova Scotia and federally, in Canada that are in place for helping caregivers in their roles.
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    Purchasing or adapting a vehicle for a person with a mobility impairment

    Société de l'assurance automobile Québec
    If you have a mobility impairment and live in Québec, you can get reimbursed for adapting your vehicle for more accessible driving. Use this resource for more information on the conditions of this program.
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    Elder Abuse: The Hidden Crime

    Community Legal Education Ontario
    Use this guide to learn all things about elder abuse, such as signs, types of abuse, how to prevent and report abuse and more. Information on financial help from the Ontario government and legal information is also offered for your convenience.
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    You Gave, Now Save Guide to Benefits

    National Council on Aging (US)
    Use this guide as a general guide for seniors and learn about housing assistance, transportation, food assistance, health and prescription information and many other subjects related to senior wellbeing. Links to other websites are also provided.
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    Using Medicaid to Pay for Assisted Living

    Caring.com
    Use this resource to see where Medicaid is accepted as a form of payment for assisted living facilities and learn more about how to overcome issues that may arise in the process.
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    How to Find the Alzheimer's Care Facility That is Right for You

    Caring.com
    Learn what Alzheimer facilities can offer seniors and what you can expect from living in a facility. Use this resource for tips on how to choose the best care facility, ways to pay for services and government benefits that can help offset prices.
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    Property Taxes

    British Columbia Family & Social Supports
    Learn more about property taxes and the factors that determine the value of your property taxes in British Columbia such as property location, classification, value and cost of services.
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    Income Tax and Tax Credits

    British Columbia Family & Social Supports
    Use this resource if you are a senior with questions about income tax returns and if you want to learn more about tax programs in British Columbia. Links to senior resources from the Canada Revenue Agency are also provided.
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    Income Security Programs

    British Columbia Family & Social Supports
    Use this resource to learn more about government income security programs for seniors who need help maintaining a good quality of life. Links to government resources are also provided.
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    Will I receive financial assistance from the government when I retire?

    Settlement.Org
    This resource describes government pension benefit programs and who is eligible to apply for them. Other links are also provided for seniors who want more information about pension plans.
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    Medicaid

    Aging Ahead
    Use this resource to learn when a loved one may be eligible to apply for Medicaid and how to apply.
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    Thinking About Aging In Place

    Government of Alberta
    Consider practical advice for aging in your own community such as planning for social support, health needs and financial security.
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    Financial Planning For the Elderly

    Elder Care ABC blog
    Learn how a financial planner can help you understand your financial decisions and assess your needs and resources.
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    Legal Health Checks: Your Retirement Income

    ClickLaw
    This resource describes what income you can expect to receive after you retire other than your own savings. Be informed about your rights and make use of these programs.
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    Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

    Senior Homes
    Use this resource to plan ahead and save for future long term care living arrangements using government services, insurance options and veteran benefits. These tips can help you and your loved ones meet your future financial needs.
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    https://www.alberta.ca/seniors-financial-assistance

    Office of the Senior Advocate Alberta
    Use this resource to learn more about government support programs for seniors who need financial help. Links to government websites are also provided.
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    Deciding on Assisted Living: Pros, Cons and Costs

    Caring.com
    This resource considers the benefits and disadvantages of assisted living in terms of cost, personal care, and adjusting to a group lifestyle.
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    Pension for Life

    Veterans Affairs Canada
    This resource shares types of benefits offered by Pension for Life to help veterans live with injuries and disabilities as a result of their service.
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    Retirement savings gap

    Government of Ontario
    Learn how the Canada Pension Plan pays during retirement, how it affects your taxes and how the government helps lower-income workers save.
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    Seniors: Enjoy Your Golden Years with These Tax Credits and Benefits

    Government of Canada - Benefits
    Learn about all the government benefits and tax credits you are eligible for as a senior living in Canada.
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    Public Pensions

    Government of Canada - Benefits
    Use this resource to explore pension programs offered by the government of Canada and access additional resources related to this topic.
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    Canada Pension Plan - Overview

    Health Canada
    Consider how to apply for the Canada Pension Plan and learn about benefits that are offered for retirement, disabilities, and care of children.
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    Lived or living outside Canada - Pensions and benefits - Overview

    Health Canada
    People who live or work in Canada and in another country have their pension programs paid through a social social security agreement between both countries.
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    Registered pension plan (RPP) lump-sum payments

    Health Canada
    This resource shares how to transfer savings from registered pension plan to other available retirement savings plans.
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    Long Term Care

    Aging Ahead
    This resource describes different levels of care, services and payment options offered at long term care facilities.
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    Transferring the eligible part of a retiring allowance

    Health Canada
    Learn how to transfer your eligible retiring allowance to your pension plan and how much can be transferred. Utilize resource to help complete your income tax and benefit return forms.
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    Transferring the non-eligible part of a retiring allowance

    Health Canada
    Learn how to transfer your non-eligible retiring allowance to your pension plan and how much can be transferred. Utilize resource to help complete your income tax and benefit return forms.
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    Amounts paid from an RRSP or RRIP upon the death of an annuitant

    Health Canada
    Consider how much income can be transferred to beneficiaries of deceased individuals with annuities and how to complete income tax returns.
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    Commutation payments from your RRSP

    Health Canada
    Consider how to report as well as complete your income tax and benefit return if you withdraw funds from your pension or savings plans.
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    Property from an unmatured RRSP

    Health Canada
    Consider how to transfer funds from an unmatured registered retirement savings plan to other savings account and complete income tax return.
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    Registered retirement income fund (RRIF) - Transfer of excess amounts and property

    Health Canada
    Consider how to manage property and income from a registered retirement income fund and how to complete tax returns.
  • Web Resource Rating

    Specified pension plan (SPP) lump-sum payments

    Health Canada
    Learn about transferring specified pension plan payments to your pension savings plans and rules that apply for deduction.
  • Web Resource Rating

    PRPP transfers

    Health Canada
    Learn how to transfer money from your pooled registered pension plan to other types of pension plans. Resource shares further information on forms for transfer.
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    Withdrawing from your own RRSPs

    Health Canada
    This resource shares forms needed for approval to withdraw money from your registered retirement savings plans before retirement.
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    Receiving income from an RRSP

    Health Canada
    Learn how to set up regular payments from your registered retirement savings plan and consider other rules about withdrawal.
  • Web Resource Rating

    Matured RRSP

    Health Canada
    Consider how to withdraw money and file for taxes as the surviving spouse or beneficiary of a mature registered retirement savings plan.
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    Unmatured RRSP

    Health Canada
    Consider how to withdraw money and file for taxes as the surviving spouse or beneficiary of a unmatured registered retirement savings plan.
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    What is an RRSP scheme?

    Health Canada
    Be careful of fraudulent registered retirement savings plan schemes that offer unrealistic gains on investment and tax-free withdrawal.
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    What is the CRA doing about the RRSP schemes?

    Health Canada
    To stop registered retirement savings plan schemes, the Canada Revenue Agency is checking accounts more often and sending out warnings.
  • Web Resource Rating

    Registered Disability Savings Plan

    Health Canada
    This resource describes types of registered disability savings plans, how to open an account, how to pay taxes and how to manage the plan online. Resource shares various forms and contacts for more information.
  • Web Resource Rating

    Affordable Housing

    Homeless Hub
    Learn about the state of affordable housing in Canada and the effect of the cancellation of the federal social housing program has had on housing.
  • Web Resource Rating

    Definitions for RRSPs

    Health Canada
    This resource gives a large list of the technical definitions that are used when discussing registered retirement savings plans.
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    Setting up an RRSP

    Health Canada
    Learn how to set up a self-directed or spousal registered retirement savings plan. Resource links the government application guide and forms for application.
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    How contributions affect your RRSP/PRPP deduction limit

    Health Canada
    Consider who can contribute to your registered retirement savings program and how much can be added yearly. Resource shares technical limits and definitions used for calculations.
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    What to do with unused RRSP, PRPP or SPP contributions

    Health Canada
    Consider how to calculate and file taxes for unused pension or savings plan contributions.
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    What happens if you go over your RRSP/PRPP deduction limit?

    Health Canada
    Learn about penalties for putting too much money into retirement savings plans, filing taxes late or not paying taxes. Consider contacting the Canadian Revenue Agency to correct errors in taxes or explain excess savings contribution.
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    How to claim your RRSP, PRPP or SPP contributions on your tax return

    Health Canada
    Learn how to claim savings and pension plans on your tax return if you are using a Canada revenue agency electronic tax filing method.
  • Web Resource Rating

    Government benefits (CPP, OAS, GIS)

    Get Smarter About Money
    Use this resource to learn about the main government benefits that seniors in Canada are eligible for and how they can help you financially.
  • Web Resource Rating

    Old Age Security - While on Old Age Security

    Health Canada
    This resource shares details about old age pensions such as how to apply and how much money you could get.
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    Living or travelling abroad when you retire

    Health Canada
    If you live or travel outside Canada, consider how you are taxed as well as the pension and medical care you can get. Resource shares links for provincial and territorial information.
  • Web Resource Rating

    Working while collecting a pension

    Health Canada
    Consider how much you need to pay for taxes and your pension plan if you are working or retired and over 60.
  • Web Resource Rating

    Canadian Retirement Income Calculator

    Health Canada
    Use this calculator to estimate your retirement income by entering your pension plan and savings information.
  • Web Resource Rating

    Budgeting during retirement

    Health Canada
    Learn to make a budget for retirement. Consider personal needs such as travel, housing and healthcare. Resources on tracking budgets and estimating income included.
  • Web Resource Rating

    Housing options for seniors

    Health Canada
    Learn about housing options for seniors, average cost of housing programs and budgeting to your needs. This resource links to programs across provinces in Canada.
  • Web Resource Rating

    Thinking about aging in place

    Health Canada
    Plan to live in your community by making changes to your home. Consider moving to a community with social support, services, transport and other aging-related needs.
  • Web Resource Rating

    What every older Canadian should know about financial planning

    Employment and Social Development Canada
    Financial planning is important as you get older and face changes such as retirement. Use this resource to learn about making a financial plan based on your current income and expenses, and where you want to be in the future.
  • Web Resource Rating

    How to become a Canadian citizen

    Canadian Immigrant
    Becoming a Canadian citizen is a complex process. Read more about guidelines in this webpage.
  • Web Resource Rating

    Occupations in demand in the Nord-du-Quebec, 2nd semester of 2014

    Emploi-Québec
    Use this resource to find a list of jobs that are in high demand between 2016-2017. The list is made through analysis of the job market in Nord-du-Quebec. The resource also includes some documents and links about the job market in Quebec.
  • Web Resource Rating

    Employment assistant services

    Emploi-Québec
    Employment assistance services provides opportunities to attend information session on the labour market, get career advice, and take part in job-search activities. Read this resource for more information and to see if you are qualified for the program.
  • Web Resource Rating

    Services to citizens- Employment and social solidarity

    Emploi-Québec
    If you reside in Quebec, Emploi-Quebec can help you find employment. They have resources for the general public and specialized resources for people with specific needs and identities. Use this resource to view the ways that Emploi-Quebec can help you make career choices, get training, search for jobs, and more.
  • Web Resource Rating

    Convention on the Rights of Persons with Disabilities: First Report of Canada

    Council of Canadians with Disabilities (CCD)
    This resource explains the what the government is doing to protect the rights of persons with disabilities. Use the table of contents to find the laws, policies and program created to protect these rights in each Canadian province and territory.
  • Web Resource Rating

    Mortgage Fraud

    Canada Mortgage and Housing Corporation
    In Canada, seniors are most often the victims of fraud and financial abuse. Use this resource to learn about how to recognize, protect yourself against, and report these crimes.
  • Web Resource Rating

    Income programs for older adults

    211 Ontario
    Many older adults require income assistance. Access this resource for information on available income programs for you.
  • Web Resource Rating

    Canada Plans Second Parent And Grandparent Sponsorship Draw

    Immigration.ca
    Criticism of the new lottery system has called for a second draw before the end of 2017. The program originally selected sponsorship applicants on a first-come first-served basis.
  • Web Resource Rating

    Parent and Grandparent Sponsorship in Canada

    Immigration.ca
    The new sponsorship system for parents and grandparents is based on a lottery system. Learn more about guidelines and sponsor requirements in Canada in this resource.
  • Web Resource Rating

    Other income support programs

    Emploi-Québec
    Depending on your situation, you may be entitled to additional financial assistance. Access this resource for information on the solidarity tax credit, and credit for child assistance.
  • Web Resource Rating

    Réussir program

    Emploi-Québec
    If you reside in Quebec and do not have the appropriate training to find a job, you may be able to get financial support for job-training at college or university. Use this resource to learn more about the Reussir program.
  • Web Resource Rating

    Vocational qualification

    Emploi-Québec
    Vocational Qualification programs help people achieve full proficiency in their trades. The programs consider the labour market and are conducted alongside industry representatives. Read this resource for information on acquiring qualifications for your trade.
  • Web Resource Rating

    Recognition of qualifications

    Emploi-Québec
    Recognition of qualifications differ from province to province. Read this resource for information regarding the recognition of your qualifications from another province/country, in Quebec, or if you must undergo examinations and/or retraining.
  • Web Resource Rating

    Assistance to former recipients of social assistant - Supplement to the Work Premium

    Emploi-Québec
    If your wages are insufficient to cover the costs involved in joining the workforce, you may qualify for financial assistance. This program is for you if you are no longer receiving social assistance, or are no longer eligible for the Youth Alternative Program. Access this resource for more information.
  • Web Resource Rating

    Support for self-employment

    Emploi-Québec
    If you reside in Quebec, you may get government financial support for starting your own business or creating your own job. Use this resource to learn about the “Support for Self-Employment Measure”.
  • Web Resource Rating

    Social assistance and social solidarity programs

    Emploi-Québec
    The social assistance and social solidarity programs are for last-resort financial assistance for individuals who are a Quebec resident. Access this resource to see if you are eligible.
  • Web Resource Rating

    Job readiness

    Emploi-Québec
    Entering or re-entering the labour market may be a daunting task for young people. Read this resource for information on job readiness, setting career goals, volunteering, and social training,
  • Age-friendly communities: Designing accessible, inclusive and safe communities
    Blog Post

    Age-friendly communities: Designing accessible, inclusive and safe communities

    As a response to global population ageing and rapid urbanisation, the 'age-friendly community' movement focuses on action at the local level that fosters the full participation of older adults in community life and promotes healthy and active ageing.
  • The crucial role of caregivers in emergency preparedness
    Blog Post

    The crucial role of caregivers in emergency preparedness

    Caregivers are an invaluable resource: they are expected to provide care, support, facilitate navigation through health and social systems, and advocate for their loved ones. The role of caregivers is crucial, especially during disasters and as we have seen with the COVID-19 pandemic. Learn more about the experiences of caregivers during emergencies.
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    Blog Post

    Trees in the city: the roots of health and well-being

    The environmental benefits of urban green spaces are well known: greenhouse gas reduction, stormwater control, biodiversity conservation, and more. But did you know that urban trees are also associated with human health and well-being?
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    Blog Post

    Complaints as a learning and improvement tool

    Each year, many patients, families and caregivers who interact with the health and social systems experience dissatisfaction and adverse events. Complaint mechanisms can be seen as a tool for learning and improvement. But what do we know about the nature of complaints and their effects?
  • Community resilience: Responding to and recovering from disasters together
    Blog Post

    Community resilience: Responding to and recovering from disasters together

    It is not only individuals who are struck by disasters like a pandemic, it is entire communities that are shaken. Implementing a community resilience plan can help a community come together and overcome any disaster, while rebuilding socially, physically and economically.
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    Blog Post

    Unbefriended: The tragic fate of many older adults

    Many older adults are unable to make decisions on their own, and do not have a family member or friend who can be their guardian, representative, or substitute decision-maker. These individuals are sometimes called ‘elder orphans’ or ‘unbefriended elders’. The limited body of research evidence paints a grim picture of these older adults, particularly in terms of their poor quality of life.
  • Be prepared: Tips for facing disasters
    Blog Post

    Be prepared: Tips for facing disasters

    Climate change and rapid urbanization can increase the intensity and frequency of disasters. Many factors influence people’s ability to cope with disasters, such as age, health status, income, social support, and the communication channels used to inform them.
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